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In active developmentAvenox product · iOS · AI finance

AMO

A personal AI money operator built to make the next decision clearer.

AMO turns connected, read-only financial data into grounded answers about what is safe today, what needs protection, and what move should come next.

Selected work / 03

AMO03
Current iOS experienceThe current AMO chat keeps the experience centered on a direct question and waits for fresh connected data before using today's numbers.

Project overview

Status

In active development

AMO is an Avenox-owned product in active development. An iOS and TestFlight foundation exists while the latest product work remains under release review.

Scope

Product strategy, native iOS experience, backend architecture, read-only financial-data integration, deterministic finance engine, AI conversation, privacy, safety, and release engineering.

Tools

  • Expo / React Native
  • Node.js + PostgreSQL
  • Plaid
  • OpenAI
  • Apple TestFlight + Railway

01Challenge

The business problem behind the build.

Most finance apps explain the past or expose another dashboard, then leave the user to make the hard decision alone. AMO needed to combine deterministic money logic, conversational AI, and clear proof without pretending to move funds or know more than the connected data supports.

Outcome

AMO now has a locally release-verified native and backend foundation that can transform connected financial data into conservative, explainable next moves. It remains an active Avenox product—not a publicly launched banking service—and every action stays user-controlled.

02Current foundation

What the current product foundation includes.

Every item here belongs to AMO's current verified product foundation.

  1. 01A native iOS product experience centered on conversational money decisions
  2. 02Read-only connected-account architecture with provider data handled behind the app
  3. 03Deterministic logic for Available Today, bills, paycheck planning, purchase checks, debt, and savings
  4. 04Persistent AI conversations grounded in financial evidence and guarded by deterministic validation
  5. 05Privacy, authentication, safety, audit, and release foundations supported by broad automated testing

03Visual proof

The current native product experience.

A current native screen, presented without substituting older AMO concepts or prototype visuals.

AMO chat · Current native experienceFrame 01
Current AMO native chat screen with review and money-question actions

AMO chat · Current native experience

Conversation is the primary product surface: AMO refreshes the evidence first, then helps the user review their money or ask a direct question.

04Next release / In development

Next native release and field validation

The next phase is focused on shipping the newest verified product work carefully, validating it on real devices, and strengthening delivery for broader release.

  1. F01Deploy the latest reviewed backend and matching database migrations
  2. F02Publish the next TestFlight build and complete real-device scenario testing
  3. F03Add remote push, background refresh, and long-history pagination before broader scale

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